How to Get a Low Credit Score Credit Card

If you don’t have a high credit score, it can be a difficult task to get approved for a credit card. However, there are ways to get a low credit score credit card. A secured credit card is one option that requires a matching deposit. This type of card helps you build a good credit profile and qualify for higher credit limits. A secured credit card also reports on-time payments to the major credit bureaus, which is helpful for people who are still building their credit history.

How can I raise my credit score to 800?

A secured credit card, such as a Citi Secured Mastercard, is one way to start building your credit history. While these cards don’t offer rewards, they are easy to obtain and do not require an annual fee. In addition, they report to all three credit bureaus, which will help your score improve. However, if you have major negative marks on your credit report, this card may not be for you. But if you have no credit history at all, this card may be your best bet.

While most low credit score uk credit card no credit history do not have a fixed credit score requirement, most of these credit card banks will perform a hard credit check on prospective cardholders before issuing them with a card. These credit checks will cost a few points to your credit score, so you should avoid applying for multiple cards in a short period of time. While you might be tempted to sign up for this type of card, don’t be tempted to use it for spending money. Many low credit score credit cards have great benefits, but make sure you read the fine print before signing up for a low credit score credit card.

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